What should I do if injured at work?
REPORT THE INJURY
IMMEDIATELY: When injured at work, the employee should report the
injury in writing to the employer immediately, but no later than
thirty (30) days after the injury. In Tennessee, a form known as
the "First Report of Work Injury"
should be completed.
OBTAIN MEDICAL
TREATMENT: The employee should be given a choice of three (3) physicians
not associated together in practice. The list or panel of these
physicians should be in or near the employee's community of residence.
You have the privilege of choosing one physician from the list of
three. The employee is then required to accept treatment from the
chosen physician and should not see any other physician unless the
chosen physician makes a referral.
PAYMENT WHILE
OFF WORK: If a physician takes you off work for more than seven
days, you may be entitled to temporary disability payments. An injured
employee is not paid for the first seven (7) days of disability.
On the eighth (8th) day, the employee is eligible for one day's
benefits, on the ninth (9th) day, the employee is eligible for two
days' benefits, and so on. If the employee continues to lose time
from work through the fourteenth (14th) day, the seven-day waiting
period will be picked up and the employee will be due benefits for
all fourteen (14) days.
OBTAIN REPRESENTATION:
Contact an attorney who knows the Workers Compensation Law. The
Tennessee work comp law is complex and confusing. Unless you have
an attorney who knows the laws, you will be left in the dark as
to whether you are being treated fairly. Do not wait; there are
deadlines that must be met or you may lose your right to bring a
claim.
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